Stretch Plan:
A way for members to establish credit
Open end line of credit up to $200 initially
Low interest rate
Travelers checks with no service fee
Discounted money order fee
Available to members with direct deposit

Asset Builder Loan:
“Next Step” product after Credit Enhancement Plan
Loan with share account component required
No fees attached
$35 payment and $15 required savings for each $1000 borrowed
High interest savings
Loan amount up to 2x monthly discretionary income

Credit Enhancement Plan:
“Next step” product after Stretch Plan
Low $4.00 weekly fee
Open end line of credit up to $3000
Low cost money orders
Travelers checks with no service fee
Available to members with direct deposit

Share Secured Loan:
Shares used as security continue to earn dividends
Savings component

Yours to Own Loan:
Secured loan for the purchase of household products, appliances, electronics or
furniture
A low-cost alternative to Rent-to-Own

Freedom/Payday Lender Re-builder Loan:
Loans up to $2500 to consolidate and pay off debt to predatory lenders
Savings Component
Discounted Money Order fee
Free Credit Counseling