Personal Banking

At ASI Federal Credit Union, the financial well-being of our members is a top priority. That’s why we offer personal banking services to help you manage your money, save for the future and more. With help from our knowledgeable financial advocates, you’ll find flexible banking options suited to your needs with low rates and minimal fees. Contact us today to learn more about our personal banking offerings.

Personal Checking

Personal Banking - New Orleans, LA - ASI Federal Credit Union

Whether you’re a new member learning about money management for the first time or wish to earn competitive interest rates on your account balance, our personal checking accounts offer a number of options. Additionally, you may choose a checking alternative prepaid card for use anywhere debit cards are accepted. Our checking accounts include:

  • Regular Checking
  • Student Checking
  • Wise Choice Checking
  • Money Master Checking
  • Health Savings Checking

Savings

Saving is a key component of any healthy financial strategy. ASI offers a variety of savings accounts, many with convenient ATM cards for easy access to your funds and online, mobile and telephone banking to help you stay on top of your finances no matter where you are. Personal savings accounts include:

  • Regular Savings
  • Christmas Club
  • Money Master Savings
  • Minor Savings
  • Share Certificates (CDs)

Loans

Our customer-focused personal loans allow you to achieve your goals without breaking your budget. All personal loans offer competitive rates and flexible payment plans, and our simple online application process makes acquiring funding quick and easy. Whether you’re ready to buy your first home, finance home improvements or purchase a boat, we have a loan to suit your needs. Our personal loans include:

  • Home improvement loans
  • Mortgage loans
  • Auto loans
  • Personal loans

We also offer Credit Builder loans to help you establish or rebuild credit while avoiding high-cost payday loans, so you can achieve better financial well-being with minimal risk.

Credit Cards

ASI credit cards offer another way for members to manage their spending. Available with low rates and no annual or balance transfer fees, many of our credit cards also allow you to earn rewards and provide fraud monitoring and coverage, purchase alerts and Platinum Rewards Visa payment protection. Credit card choices include:

  • Platinum Low-Rate Visa
  • Platinum Student Visa
  • Platinum Signature Visa
  • Platinum Secured Visa

Investments

Growing your wealth is easy with smart investment services from ASI Federal Credit Union. Whether you’re planning for retirement or seeking a short-term investment solution, customers can choose from investment options with varying minimum balance requirements and dividends schedules to accommodate their preferences. Investment accounts include:

  • IRA Passbook (Traditional and Roth)
  • Share Certificate
  • IRA Share Certificate

Health Savings Accounts

For members covered by an eligible high-deductible insurance plan, a health savings account allows you to save pre-tax money for a variety of qualified medical expenses, including doctor’s visits, medications, long-term care and more. With competitive rates and high APYs (annual percentage yields), these accounts make it easy to manage healthcare costs.

Choose ASI for Personal Banking

From personal lending to building your savings, ASI offers a variety of personal banking solutions tailored to your unique needs. Visit us throughout New Orleans at one of our 11 locations to speak with a representative and learn more about becoming an ASI member today.


TruStage Insurance through ASI


 

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