Personal Checking Account Teller - New Orleans, LA - ASI Federal Credit UnionASIFCU offers its New Orleans-area members personal checking accounts with mobile banking, online banking, free online bill pay, and 24-hour telephone access.

Want email notifications for balance notifications and other reminders? They're easy to set up with ASI! With thousands of shared co-op branches and ATMs at your disposal, your funds are readily available at all times.

Ready to open your account? Sit back and relax. Opening an account is now easier than ever with our online application. Simply choose if you're an existing member wishing to open a new account with ASI or if you're not a member, but wish to join our credit union and start saving today!

Become a member online todayOpen a new account online

Checking Account Options/Comparison

Student CheckingRegular CheckingWise Choice Checking

Learn about check writing, checking accounts and balancing your checkbook.

Enjoy no monthly service charge fee with full direct deposit or a $500 average daily balance.

Earn dividends and enjoy reduced priced money orders.
Minimum Balance$0$0$0
Minimum to Open$25$25$25
Monthly FeeFree*Free**
DividendsNoneNoneA flat rate and Annual Percentage Yield is paid on all balances of at least $1,000.
Overdraft Protection
Overdraft Privilege
Check writing

Free Money Orders

ATM/Debit Card
(purchase alerts)

Email, Text Alerts & Notifications

Mobile Banking

Other QualificationsUnder the age of 25, a student & Telecheck ApprovalTelecheck ApprovalMust be at least 50 years old & Telecheck Approval
*Monthly Fee for Student Checking: Free for students under the age of 25.
**Monthly Fee for Regular Checking: Free with Direct Deposit or Average Daily Balance of $500 or greater. $8 with Average Daily Balance of $200 - $499. $10 with Average Daily Balance less than $200.

Money Master CheckingHealth Savings Checking
Alternatives to Checking
Earn dividends when you maintain an average daily balance of $1,000 or greater.

Spend where you want when you want with a reloadable, prepaid debit card
Minimum Balance$0$0 $0
Minimum to Open$1,000$100 $10*
Monthly Fee$0 $0 $1.75
DividendsDividends are calculated on the actual dollar amount in the account. Dividends are not paid for any day that the account balance falls below $1,000.
Overdraft Protection
Overdraft Privilege
Overdraft OnlyOverdraft Only
Check Writing

Free Money Orders

ATM/Debit Card
(purchase alerts)

Email Alerts & Notifications

Other QualificationsTelecheck Approval
Telecheck Approval


Being an ASI member allows you the option of covering your share drafts (checks) by an automatic transfer from your Regular Share (Savings) Account, Line of Credit (LOC) or Money Master Account. Funds will need to be available in your account or LOC. Transfer of funds from the account or LOC are done automatically by the computer. The account is charged a transfer fee of $3.


Overdraft Privilege is a non-contractual service that allows us to pay an item presented against your checking account, even if it causes the account to become overdrawn. This service is automatically added to qualified checking accounts after the account has been opened for 90 days with no insufficient fund activity. This program is not eligible on accounts with Stretch Plans or CEP.

Our Overdraft Privilege service authorizes us to pay overdrafts for the following types of transactions:

  • Checks and other transactions made using your checking account number, including checks cashed at a teller window.
  • Automatic bill payments.
  • Recurring debit card transactions.
  • Automated Clearinghouse (ACH) withdrawals like a utility bill that is automatically paid from your checking account each month.



The CU Money Everyday Spend Card is a reloadable prepaid debit card that combines safety, flexibility and an inexpensive payment method all in one convenient card. Card services include:

  • Automatic bill payments.
  • Recurring debit card transactions.
  • Automated Clearinghouse (ACH) withdrawals like a utility bill that is automatically paid from your checking account each month.
Review the CU Money Everyday Spend Card Fee Schedule.Cards may be reloaded at any ASI branch, or by visiting



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