By early 2016, ASI Federal Credit Union Visa® Debit and Credit Cards will come with built-in chip technology. This change gives you greater fraud protection when you use your card at a chip-activated terminal. Your new card will not only be more secure--it will also be easy to use. Here's what you can look forward to as a debit or credit cardholder:
Enhanced fraud protection.
When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code. This code is virtually impossible to counterfeit and helps reduce in-store fraud.
More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay with confidence wherever Visa Debit Cards are accepted.
Easy to use.
Insert your card into the chip-activated terminal and follow the onscreen prompts. See detailed steps to the right. However, if a chip-activated terminal is unavailable, simply swipe your card like you do today.
No matter how you pay, you're protected against unauthorized use with Visa's Zero Liability Policy.1
Keep in mind, you can continue to use your chip card online and over the phone... the same way you do today. Plus get cash, check your balance and more at millions of ATMs worldwide.